A crypto payment gateway is an essential tool for businesses looking to integrate crypto payments into their existing payment systems. This innovative payment solution enables businesses to accept cryptocurrency transactions, allowing them to make payments in a range of digital currencies, including Bitcoin and Ethereum. With the rise of cryptocurrencies, many merchants are seeking the best crypto payment gateways to facilitate smooth payment experiences for their customers. These gateways support various payment options, including fiat settlement, making it easier for users to convert their crypto assets into fiat currencies when necessary.
NOWPayments is the top payment gateway provider on our list because it enables businesses to accept cryptocurrency payments seamlessly. As a user-friendly crypto payment gateway, it offers a range of crypto payment options, allowing merchants to accept payments in crypto, including popular cryptocurrencies like Bitcoin and Ethereum. With its robust payment infrastructure, NOWPayments simplifies the payment process by integrating a secure API that supports various crypto transactions and fiat conversion. This cryptocurrency payment gateway also provides features such as payment buttons for easy integration into e-commerce platforms like WooCommerce, making it easier for businesses to accept crypto payments.
In 2026, choosing the right crypto payment gateway is important because it enables businesses to accept cryptocurrency payments efficiently and securely. With the rise of digital currencies like Bitcoin and Ethereum, a user-friendly crypto payment solution can streamline the payment process, allowing merchants to accept payments in crypto while facilitating conversion to fiat currencies. The best crypto payment gateways support a range of cryptocurrencies and offer seamless integration with existing payment systems, enhancing the overall payment experience for both businesses and customers. These gateways not only handle crypto payments but also allow for regular payments and make it easier to use stablecoins, reducing the risks that come with changes in cryptocurrency value.
To help businesses navigate this decision, here are some of the top crypto payment gateways to consider:
- NOWPayments
- B2BinPay
- Plisio
- MoonPay
- Cryptomus
| Gateway | Cryptocurrency Support | Custody Options | Mass Payouts |
| NOWPayments | 300+ cryptos | Non-custodial, optional custody | Up to 1,000 payouts, 0% fees |
| B2BinPay | 350+ cryptos | Custody & wallet-as-a-service | Automated batch payouts |
| MoonPay | 100+ cryptos | Primarily non-custodial, enterprise solutions | Batch payouts via API |
| Plisio | 30+ cryptos | Non-custodial & custodial options | Up to 1,000 transactions, 80% fee savings |
| Cryptomus | 20+ cryptos | Custodial and non-custodial models | Batch payments with automatic conversion |
NOWPayments
NOWPayments is the best crypto payment gateway that helps businesses accept digital currencies easily across websites, apps, and point-of-sale systems. Its main advantages are broad cryptocurrency coverage, flexible custody options, and powerful tools like automated mass payouts. The platform is non-custodial by default, so merchants can keep control of their own wallets, but it also offers a dedicated Custody solution for businesses that prefer account-based balance management. Together with simple integrations and competitive fees, this makes NOWPayments a strong choice for companies that want a scalable, modern crypto payments stack in 2026.
Cryptocurrency support. NOWPayments supports over 300 cryptocurrencies, including majors like Bitcoin and Ethereum, a wide range of stablecoins, and many popular altcoins. This breadth allows businesses to cater to different user communities, from mainstream crypto holders to niche token projects. As a result, merchants can open their doors to a global audience without being limited to just one or two coins.
Custody options. By design, NOWPayments is a non-custodial gateway, meaning it does not hold merchants’ private keys or funds and payments go straight to wallets the merchant controls. For businesses that need balance management, batch operations or internal accounting, it also offers a Custody solution where funds can be consolidated and managed from a central dashboard. This custody layer lets partners use an API to create and oversee user accounts, automate billing flows, and prepare payouts while still benefiting from NOWPayments’ infrastructure. The combination of non-custodial and optional custody tools gives companies flexibility to choose the model that fits their compliance and operational needs.
Mass Payouts. NOWPayments includes a Mass Payments / Mass Payouts feature that lets businesses send up to 1,000+ payouts in one click via dashboard upload or API. It supports 300+ cryptocurrencies for payouts, making it ideal for affiliate programs, payroll, refunds, and reward distributions in crypto. The service advertises 0% service fees for payouts and an average payout time of around 5 minutes, helping reduce costs and improve cash-flow velocity. By consolidating funds in Custody and using mass payouts, businesses can streamline high-volume payment operations and significantly cut down on manual work.
Reasons Why NOWPayments is The Best Crypto Payment Gateway
NOWPayments is a top crypto payment gateway known for its low fees, quick transactions, and high customer satisfaction. With a fee of only 0.5% for standard transactions, it offers businesses a cost-effective alternative to traditional payment methods. Transactions are completed in under 3 minutes, giving businesses fast access to funds and improving efficiency. This speed, along with responsive customer support and easy-to-use features, has earned NOWPayments a solid 4.4-star rating on Trustpilot, with many users referring to it as the “fastest payment service.” Forbes also recognizes NOWPayments as one of the best companies for accepting crypto, highlighting its wide range of cryptocurrency support, competitive fees, and simple integration options. With its mix of affordability, speed, and reliability, NOWPayments is a great choice for businesses around the world wanting to accept crypto payments from customers using Bitcoin, Ethereum, and other digital currencies.
B2BinPay
B2BinPay is a powerful crypto payment gateway built for businesses that need scalable, secure, and highly integrated payments solutions. Its main advantages include support for hundreds of digital assets, enterprise-grade custody and wallet infrastructure, and strong tools for high-volume operations like batch payouts. With its architecture designed for brokers, PSPs, e-commerce and gaming platforms, B2BinPay is well suited for businesses ready to handle global crypto payments at scale. The platform also emphasises security, compliance (including AML/KYT features), and integration flexibility, making it a strong choice for firms looking beyond basic payment gateways.
Cryptocurrency support. B2BinPay supports 350+ digital currencies, including major coins such as Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), Tron (TRX), and a wide range of stablecoins and tokens. This multi-asset coverage allows merchants to accept virtually any popular cryptocurrency and cater to niche token environments. As a result, businesses can expand their customer reach, accept payments in preferred digital assets, and provide flexible settlement options.
Custody options. The platform offers robust custody and wallet-as-a-service solutions, allowing businesses to manage cryptocurrency assets securely with corporate-grade controls. B2BinPay supports features like address whitelisting, role-based access, multi-wallet management, and both on-chain and off-chain transfers, giving businesses the ability to choose their risk and control model. This allows operators to either self-custody funds or leverage B2BinPay’s managed infrastructure depending on their compliance, operational and strategic needs.
Mass Payouts. B2BinPay supports automated and batch payout operations via its API, enabling businesses to execute multiple outgoing crypto payments efficiently and at scale. Merchants can perform large-volume payouts with control over fees, address verification, tracking IDs and workflow automation. This capability helps companies reduce manual overhead, improve accounting reconciliation, and scale global crypto payout operations without building the infrastructure themselves.
MoonPay
MoonPay is a leading crypto payments and infrastructure platform that enables businesses and consumers to buy, sell, and use cryptocurrencies with ease. One of its main advantages is the seamless fiat-to-crypto on-ramp widget that can be embedded into websites or apps, allowing users to purchase crypto using cards, bank transfers, or alternative payment methods. MoonPay is available in 160+ countries and supports many currencies and payment options, making it highly accessible globally.
Cryptocurrency support. MoonPay supports over 100 cryptocurrencies on its fiat-to-crypto on-ramp, including major assets like Bitcoin (BTC) and Ethereum (ETH). As it also supports numerous payment methods and local fiat currencies, it allows users in diverse regions to access crypto easily. The breadth of crypto support means businesses can cater to both mainstream crypto users and those holding less common tokens. This flexibility helps merchants reach a broader audience and enhance conversion.
Custody options. MoonPay’s business model is primarily non-custodial, meaning users retain control of their wallet and private keys rather than MoonPay holding funds in custodial wallets. This reduces risk for merchants and users alike, since funds are not pooled under a single entity. For enterprise-grade customers, MoonPay offers infrastructure and wallet-as-a-service solutions that include secure MPL/MPC frameworks and compliance tools.
Mass Payouts. While MoonPay is best known for fiat-to-crypto on-ramp services, it also supports batch and automated payment flows through its enterprise APIs. Businesses can use MoonPay’s infrastructure to process large volumes of crypto transactions in one integration. The platform’s global reach and payment-method diversity help streamline mass payouts across regions and currencies.
Plisio
Plisio is a user‑friendly crypto payment gateway designed for merchants of all sizes who want to accept, process and manage cryptocurrency payments with minimal friction. Its main advantages include very low fees (around 0.5 %), a wide ecosystem of integrations (e‑commerce plugins, APIs), and streamlined tools for merchants such as mass payouts and invoice creation. Plisio emphasises ease of setup, businesses can often start in just a few clicks—and supports merchants in high‑risk or global markets thanks to its minimal KYC approach in some cases.
Cryptocurrency support. Plisio supports over 30 cryptocurrencies, including primary coins and stablecoins such as USDT. This level of support allows merchants to cater to diverse crypto‑paying customers and accept tokens that might otherwise be difficult to integrate. As payments can be received in many different coins, the merchant’s appeal to global crypto users is enhanced. Additionally, its real‑time conversion rate features and plugins make it easier to display and accept payments in these supported coins.
Custody options. Plisio allows merchants to receive payments directly into their own wallet addresses (non‑custodial model) if they prefer full control over funds, or to use forwarding and pooled wallet options via Plisio’s infrastructure. This flexibility means that businesses can choose a custody model aligned with their compliance or operational needs—either holding funds themselves or leveraging Plisio’s services for simpler workflow. Non‑custodial receipt gives merchants ultimate control, while Plisio’s managed setups simplify operations and reporting. Because there are no mandatory KYC steps for many accounts, businesses in certain regions can start faster.
Mass Payouts. Plisio supports a Mass Payouts feature that allows merchants to group and perform large‑volume crypto payments in one go, promoted as pooling up to 1,000 transactions at once and saving up to ~80% on fees. This is particularly beneficial for businesses with affiliate networks, reward programmes, payroll needs or global payout requirements. The ability to upload a batch of addresses and execute payouts simplifies previously manual workflows and improves operational efficiency. With this feature, businesses can scale their crypto‑outbound payment operations without extensive custom infrastructure.
Cryptomus
Cryptomus is a crypto payment gateway built to simplify digital‑asset payments for merchants worldwide. Its key advantages include low transaction fees (starting as low as 0.4%), automatic crypto conversion to mitigate volatility, and fast integration with e‑commerce platforms via ready‑made plugins. The platform also supports global operations, offering no chargebacks and zero rolling reserves, making it appealing for businesses operating in diverse regions. With its strong focus on usability, flexibility, and merchant‑friendly features, Cryptomus is a compelling choice for enterprises looking to adopt or scale crypto payments.
Cryptocurrency support. Cryptomus supports 20+ cryptocurrencies, including major coins and 10+ stable coins. This level of support allows merchants to accept payments in various digital assets without needing to manage an extensive asset list. The availability of multiple coins helps widen the merchant’s customer base and offer flexibility in payment choices.
Custody options. Cryptomus offers merchants both custodial and non‑custodial wallet models, letting businesses either have funds held and managed within the gateway or receive payments directly into their own wallet addresses. This flexibility means businesses can align their custody model with their operational, regulatory or risk‑management requirements. Chains and networks supported include Arbitrum, BSC, Avalanche, TON, Polygon, and more.
Mass Payouts. Cryptomus includes mass payout functionality, enabling businesses to execute batch crypto payments efficiently in one process. The ability to upload multiple addresses and send out payments simultaneously streamlines operations and reduces manual work. Automatic conversion of incoming funds can help mitigate volatility and simplify accounting.
Conclusion
As cryptocurrency adoption continues to rise, businesses are increasingly seeking reliable and efficient payment gateways to integrate digital currencies into their operations. Crypto payment gateways provide a seamless experience, enabling merchants to accept various cryptocurrencies like Bitcoin and Ethereum, while also offering options for fiat conversion. The right gateway not only facilitates smooth transactions but also ensures the security, scalability, and flexibility businesses need to meet the demands of a rapidly evolving digital economy.
Among the top providers, NOWPayments stands out as a leader in 2025, offering a vast range of supported cryptocurrencies, flexible custody options, and the ability to perform mass payouts with zero fees. This makes it an ideal solution for businesses looking for a simple, reliable, and cost-effective way to accept crypto payments globally. Other gateways like B2BinPay, Plisio, MoonPay, and Cryptomus also offer robust features, catering to a range of business needs, from small startups to large enterprises. By choosing the right crypto payment gateway, businesses can expand their payment options, reduce costs, and stay competitive in an increasingly digital and decentralized financial landscape.
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