TLDR
- Galaxy Digital launched GalaxyOne, a financial platform offering U.S. individual investors access to crypto, equities, and cash yields
- The platform offers 4% APY on cash deposits for all investors and 8% APY through Galaxy Premium Yield for accredited investors
- GalaxyOne was originally developed as Fierce, which Galaxy acquired for $12.5 million in 2024
- The app is available on iOS and Android with features including reinvesting cash interest into Bitcoin, Ethereum, and Solana
- Galaxy Digital stock jumped 5.78% on Monday following the announcement
Galaxy Digital launched GalaxyOne on Monday. The new financial platform gives individual investors access to crypto trading, equities, and cash yields.
The stock responded immediately. GLXY shares traded up 5.78% to $38.25 following the announcement.
GalaxyOne offers a 4% annual percentage yield on cash deposits. That’s available to all U.S.-based individual investors.
Accredited investors get more. They can access Galaxy Premium Yield, which offers 8% APY.
“We’ve spent years building institutional-quality infrastructure to serve the world’s most sophisticated investors,” said Mike Novogratz, Galaxy’s founder and CEO. “Now, we’re extending that edge to individuals.”
The platform isn’t entirely new. Galaxy acquired it in 2024 when it was called Fierce Technology.
The company paid about $12.5 million for all shares of Fierce. Now it’s rebranded and ready for the mass market.
Four Core Products Under One Roof
GalaxyOne bundles four main offerings. These include Galaxy Premium Yield, GalaxyOne Cash, GalaxyOne Crypto, and GalaxyOne Brokerage.
The app works on iOS and Android. It’s available to users across the United States.
One standout feature lets users reinvest earned interest. That cash interest can go straight into Bitcoin, Ethereum, or Solana.
Zac Prince, GalaxyOne director and Galaxy managing director, explained the appeal. “As technology reshapes how people invest, expectations are clear: more yield, easier access from a single platform, and opportunities that extend beyond traditional boundaries.”
Growing Demand for Yield Products
The launch comes as demand for yield products heats up. Investors want income on their holdings, not just price appreciation.
Stripe CEO Patrick Collison has predicted that yield-bearing stablecoins will force banks to compete. They’ll need to offer yields on deposits to keep customers.
GalaxyOne doesn’t offer stablecoin yields at launch. The U.S. GENIUS Act banned issuers from offering yield-bearing stablecoins.
But analysts like Nic Carter of Castle Island Ventures expect the trend to continue growing. The industry wants yield options despite regulatory pushback.
Prince hinted at future developments. “We have an exciting roadmap ahead and are excited to deliver a differentiated financial experience to our clients,” he said.
Novogratz positioned the launch as part of Galaxy’s larger strategy. He called it advancing the company’s mission of becoming a “full-spectrum financial services provider.”
The platform targets both traditional finance and digital asset markets. It’s designed to be regulated and accessible across all market segments.
GalaxyOne’s mobile-first approach puts these tools in users’ pockets. The company is betting that individual investors want the same quality infrastructure that institutional clients get.
Galaxy Digital shares traded at $38.25 on Monday, up from previous levels, as investors reacted to the GalaxyOne announcement.
