TLDR
- Small businesses allocated 22% of profits to Bitcoin purchases in 2025
- Real estate companies lead with 15% profit allocation to Bitcoin investments
- Private firms accumulated 84,000 Bitcoin worth approximately $9.3 billion
- Over 40% of businesses invest 1-10% of profits in cryptocurrency
- Small companies adopt Bitcoin faster than large S&P 500 corporations
Bitcoin adoption among private businesses reached new heights in 2025, with companies across multiple sectors investing billions into the cryptocurrency. River Financial data shows business clients are allocating an average of 22% of their profits to Bitcoin purchases.
Real estate firms emerged as the leading adopters in River’s client portfolio. Nearly 15% of real estate companies are reinvesting profits into Bitcoin acquisitions. The hospitality, finance and software industries follow closely with allocation rates between 8% and 10%.
The adoption wave extends beyond traditional business sectors. Fitness studios, painting contractors, roofing companies and religious nonprofits have joined the Bitcoin investment trend. This diverse group represents the growing mainstream acceptance of cryptocurrency as a business treasury asset.
Private Sector Bitcoin Holdings Reach 84,000 BTC
These conventional businesses accumulated 84,000 Bitcoin throughout 2025. At current prices around $110,000, this represents approximately $9.3 billion in cryptocurrency holdings. The amount equals roughly one quarter of total Bitcoin held by institutional fund managers and corporate treasuries combined.
River research analyst Sam Baker attributes this growth to several factors. Improved Bitcoin accounting standards have simplified corporate adoption. Regulatory clarity provides businesses with confidence in their investment decisions.
The strong bull market that pushed Bitcoin above $124,000 created favorable conditions for business investment. This contrasts sharply with the 2020-2021 cycle when retail investors drove most of the price action.
Small Companies Move Faster Than Large Corporations
Company size plays a major role in Bitcoin adoption speed. River serves clients where 75% employ 50 people or fewer. These smaller businesses face fewer internal barriers to cryptocurrency investment decisions.
Large corporations with committee-based structures move more slowly. They tend to follow established practices and avoid controversial investments. This explains why few S&P 500 companies maintain Bitcoin reserves despite growing institutional acceptance.
Baker notes that even when executives personally support Bitcoin, they rarely advocate for adoption without peer company precedent. Corporate risk management often prioritizes consensus over innovation in treasury decisions.
Investment amounts vary considerably across River’s business clients. Over 40% allocate between 1% to 10% of profits to Bitcoin purchases. Only 10% invest more than half their net income in cryptocurrency.
Many small business Bitcoin purchases remain modest in absolute terms. Some transactions total less than $10,000 per company. Rhode Island’s Western Main Self Storage recently purchased 0.088 Bitcoin worth $9,830, bringing total holdings to 0.43 Bitcoin.
Baker identifies education as the primary barrier to broader adoption. A Cornell University survey found only 6% of Americans understand Bitcoin’s 21 million coin supply cap. Another study showed 60% of Americans admit limited cryptocurrency knowledge.
Business Bitcoin adoption continues expanding as regulatory frameworks solidify and institutional acceptance grows across traditional finance sectors.
