TLDR
- Uphold has relaunched its US debit card service after suspending it in March 2023.
- The new card offers up to 6% in XRP rewards on all purchases made with the card.
- Users can earn an additional 4% in XRP rewards by directing their paycheck to Uphold.
- The combined rewards allow customers to earn up to 10% in XRP on their spending.
- The card supports spending of over 300 different cryptocurrencies at Visa-accepting merchants.
Uphold has brought back its US debit card service with XRP rewards. The crypto wallet provider now offers up to 6% in XRP rewards on purchases. Users can spend over 300 cryptocurrencies at merchants that accept Visa cards.
The company stopped its US debit card service in March 2023. Uphold announced the relaunch through its official X account. The new card accepts both fiat and cryptocurrency payments at participating merchants.
Customers earn rewards on all their spending transactions. The card works online and in physical stores nationwide. Uphold supports hundreds of digital assets for card payments.
Uphold Offers 10% XRP Card Rewards
The platform offers base rewards of 6% in XRP on purchases. Users who direct their paycheck to Uphold earn an additional 4% bonus. This combination brings the total possible rewards to 10% in XRP.
The enhanced reward rate applies for 90 days after signup. Standard rates take effect upon the expiration of the promotional period. Uphold aims to attract crypto-native customers with this incentive structure.
The rewards program targets US market expansion efforts. Uphold competes with other exchanges launching similar card products. Gemini introduced a crypto credit card in July 2025 offering 4% in Solana rewards.
XRP Price Performance and Technical Analysis
The XRP price is currently trading at $2.45, having declined 3.9% over the past 24 hours. The token faces its fourth straight day of losses. Last week’s four-day winning streak has been completely erased.
The price remains inside the Keltner Channel technical indicator. The midline sits at $2.55 as immediate resistance. The lower band around $2.26 provides crucial support.

XRP rejected the $2.60 level earlier this week. This rejection started the current downward price movement. The Relative Strength Index reads 43, showing neutral momentum.
Volume Delta stays negative but shows contracting patterns. This suggests bearish pressure may be weakening soon. Buyers have slowed while sellers lack substantial volume.
XRP could test $2.83 if it reclaims $2.55. This represents potential upside of 14% from current levels. A break above $2.85 would invalidate the correction pattern.
The price targets $3.00 after breaking $2.85 resistance. However, losing support at $2.26 exposes XRP to decline further. The token could fall to $2.10 in that scenario.
A drop below $2.00 would entirely invalidate the bullish setup. Market participants watch Thursday’s Trump-China trade talks closely. The US Federal Reserve’s recent rate cut also impacts sentiment.


