TLDR
- XRP is trading near critical support levels of $2.90-$3.00, with analysts watching for a breakout above $3.65
- Most institutional forecasts predict XRP will reach $4-$6 by end of 2025, with Standard Chartered targeting $5.50
- Bullish analysts project higher targets of $7-$10, with some extreme predictions reaching $18-$28 this cycle
- Ripple’s SEC settlement in August 2025 has boosted institutional confidence and regulatory clarity
- Technical analysis shows XRP needs to hold above $3.00 support to maintain current bullish momentum
XRP price is trading near a crucial price range that could determine its direction for the remainder of 2025. The cryptocurrency is hovering around the $2.90 to $3.00 support zone.

Analysts are closely watching these levels. A break below could trigger a sharp correction for the token.
The next major resistance sits at $3.65. A breakout above this level would push XRP into what some analysts call “uncharted territory.”
Technical analyst EGRAG has described the $3.65 level as a gateway to “Valhalla.” This suggests potential for much higher prices if the resistance is broken.
Institutional XRP Price Predictions
Standard Chartered has set a price target of around $5.50 for XRP by the end of 2025. This represents one of the more conservative institutional forecasts.
Most institutional and technical analysis points to a price range of $4 to $6 by year-end. These projections are based on current market conditions and technical patterns.
Finance research firm Finder conducted a panel survey. Their experts suggest XRP could average $2.80 by the end of 2025.
The same panel sees longer-term potential. They project XRP could reach around $5.25 by 2030.
Technical analysis supports these mid-range targets. Chart patterns suggest a move toward $5.25 based on current formations.
Bullish Scenarios and Extreme Predictions
Some crypto-focused analysts are more optimistic about XRP’s potential. These forecasts suggest prices could reach $7 to $10 in the current cycle.

Specific monthly targets have been outlined by some analysts. They project $7.50 to $8.20 by August 2025.
September targets range from $9 to $9.80 according to these bullish forecasts. December predictions extend to $18 to $20 if market conditions remain favorable.
At the extreme end of predictions, some analysts see potential for $27 to $28 this cycle. These targets are based on Fibonacci extensions and institutional interest projections.
Long-term forecasts show even higher potential. Some predictions suggest XRP could reach $26.97 by 2030.
Regulatory Clarity Impact
Ripple settled with the SEC in August 2025. This ended years of regulatory uncertainty that had weighed on the token’s price.
The settlement has boosted institutional confidence in XRP. Many analysts cite this as a key factor in their bullish projections.
Renewed institutional interest is expected following the regulatory clarity. This could drive additional demand for the token.
Partnership announcements and adoption news could serve as additional catalysts. These developments would support higher price targets.
The base case scenario suggests XRP will end this cycle between $5 and $7. Optimistic cases project $9 to $10 if broader crypto market sentiment remains strong.
XRP’s ability to hold above the $3.00 support level remains critical for maintaining its current bullish trajectory and achieving these projected targets.