TLDR
- Whale wallets accumulated 340 million XRP tokens in two weeks, totaling 7.84 billion holdings
- ETF approval probability jumped to 95% after seven major firms filed synchronized applications
- XRP futures on Coinbase and CME meet SEC requirements for spot ETF launch
- Market cap reached $132 billion with 8.5% quarterly growth, ranking fourth globally
- Current price at $2.8 faces $3 resistance with potential targets at $3.20-$3.40
XRP shows strong institutional interest as whale accumulation patterns emerge alongside regulatory developments that could drive the next major price movement.
Institutional investors have purchased 340 million XRP tokens over two weeks, bringing large wallet holdings to 7.84 billion tokens. These wallets hold between 10 million and 100 million XRP each, indicating coordinated accumulation during current price levels around $2.8.
The buying pattern suggests institutional knowledge of upcoming catalysts before broader market recognition. Historical data shows similar whale accumulation often precedes explosive price movements.
ETF Approval Momentum Builds
Seven major financial firms submitted synchronized S-1 filings with the SEC on August 22. Canary, Coinshares, Franklin, 21Shares, Wisdomtree, and Bitwise all filed applications while Grayscale converted its existing XRP Trust.
Bloomberg analysts Eric Balchunas and James Seyffart raised XRP ETF approval odds to 95%. The coordinated filings indicate active regulatory dialogue and preparation for imminent approval.
XRP futures launched on Coinbase Derivatives Exchange April 21 and CME Group May 18. These listings satisfy SEC requirements for six months of futures tracking before spot ETF approval.
Market Performance Shows Resilience
XRP market capitalization grew 8.5% in Q2 2025 to $132 billion, maintaining fourth place among cryptocurrencies. This growth occurred during ecosystem expansion on the XRP Ledger.
Open interest dropped from $3.5 billion without corresponding price crashes, indicating real buying demand supports current levels. The leverage reduction removes speculative froth while institutional accumulation continues.
Technical analysis shows $2.8 as key support with $3 resistance overhead. Breaking $3 could target $3.20-$3.40 range, while losing support might test $2.60-$2.70.
XRPL ecosystem developments include new stablecoins and tokenized assets. Ripple’s RLUSD stablecoin grew 49.4% during Q2 with $65.9 million market cap. Real-world assets reached record $131.6 million market cap.
XRP Price Prediction
Current whale accumulation of 340 million tokens creates bullish foundation for price movement. The combination of 95% ETF approval odds and institutional buying suggests upward momentum building.
If whales continue accumulating and ETF approval materializes in fall 2025, XRP could break $3 resistance decisively. Technical targets extend to $3.20-$3.40 range with potential for higher moves.
Risk factors include broader crypto market conditions and regulatory delays. However, the regulatory pathway appears clear with futures requirements met and multiple ETF applications filed.
The setup resembles previous institutional accumulation phases that preceded major rallies. With smart money positioning and regulatory clarity improving, XRP appears positioned for its next breakout phase above current resistance levels.
