TLDR
- Coinbase stock jumped 5.2% in morning trading after launching an all-in-one financial platform for small and medium businesses
- The new platform lets businesses receive crypto payments, manage assets, and earn 4.1% APY on USDC stablecoin holdings
- Bitcoin topped $110,000 and the total crypto market gained 2.7%, supporting the stock’s rise
- Coinbase announced an investment in CoinDCX, a major crypto exchange in India and the Middle East
- Shares closed at $351.69, up 4.6% from the previous close
Coinbase shares jumped 5.2% in morning trading before settling at $351.69, up 4.6% from the previous close. The move came as the crypto exchange unveiled a new all-in-one financial platform designed for small and medium businesses.
The platform lets businesses receive crypto payments, manage digital assets, and earn yield on stablecoin holdings. Companies can now earn up to 4.1% annual percentage yield on their USDC stablecoin balances held on the platform.
The timing worked in Coinbase’s favor. Bitcoin’s price topped $110,000 on the same day, while the broader crypto market gained 2.7% in total value.
Coinbase also announced an investment in CoinDCX during the session. The crypto exchange operates in India and the Middle East, marking a push into international markets for the San Francisco-based company.
The new Coinbase Business platform addresses longstanding pain points in B2B payments. Traditional systems often involve high fees, slow processing times, and complex cross-border transactions.
The global payouts feature allows businesses to send USDC to any crypto wallet or email address. Companies can fund these payouts from on-platform balances or connected bank accounts.
Recipients without wallets can claim payments by opening a Coinbase account. Settlement happens in seconds rather than the multi-day delays common with wire transfers.
Instant Payment Links for Customer Transactions
Payment Links offer another avenue for businesses to collect money. Companies create a simple link that customers use to send USDC payments instantly.
The feature accepts hundreds of wallets including Base, MetaMask, and Phantom. Payments settle in under a second with no network fees or credit card charges for merchants.
This cuts out the typical 3% card processing fees that eat into margins. It also eliminates chargeback exposure that merchants face with traditional payment methods.
Developers will soon access a Payment Links API. This will let them generate links dynamically at scale for apps or e-commerce platforms.
The Payouts API already enables automation of bulk or recurring payments. Businesses can trigger transactions on demand or set custom schedules for vendor payments.
Contact management tools within the platform help reduce errors. The system is built to handle large-scale disbursements for enterprises managing complex payment workflows.
Platform Consolidation and Infrastructure
All USDC balances on Coinbase Business automatically enroll in USDC Rewards. The current rate sits at 4.1% APY with instant cash-out options to linked bank accounts via wire or ACH.
The platform integrates with QuickBooks, Xero, and CoinTracker. This handles reconciliation and reporting for accounting departments.
Coinbase plans to merge Coinbase Commerce into Coinbase Business over the coming months. This consolidates custody, payments, and cash-out features into one product.
The platform runs on Coinbase’s Crypto-as-a-Service infrastructure. This provides enterprise-grade scalability and compliance features for large clients.
Shopify already uses these integrations. Merchants and developers can embed crypto payment capabilities into their applications through the system.
Sid Coelho-Prabhu, Head of Product at Coinbase Business, said the tools redefine how companies handle transactions. The platform aims to give businesses a scalable foundation for growth in digital-first operations.
Coinbase stock is up 36.7% since the beginning of 2025. The shares remain 16.2% below their 52-week high of $419.78 reached in July 2025.
Get 3 Free Stock Ebooks
Discover top-performing stocks in AI, Crypto, and Technology with expert analysis.
- Top 10 AI Stocks - Leading AI companies
- Top 10 Crypto Stocks - Blockchain leaders
- Top 10 Tech Stocks - Tech giants
