TLDR
- Crypto whales have accumulated 1.7 billion XRP tokens worth over $5 billion at the $2.81-$3.13 support level
- XRP faces resistance at $3.26, but thin supply above this level could enable a run to $3.90 all-time high
- Despite recent cooling, XRP remains up 50% this year and gained 237% in 2024
- Trading volume dropped 44% and open interest fell 82% showing reduced market activity
- Key test ahead as XRP must hold whale support levels to maintain bullish structure
XRP price action has attracted massive whale accumulation at critical support levels. Large investors have positioned billions of dollars worth of tokens, creating a foundation for potential upward movement.

Crypto whales accumulated 1.7 billion XRP tokens at the $3.13 price level. This represents over $5 billion in concentrated buying power at one specific price point.
Additional whale clusters exist at $3.26 with 1.05 billion tokens. These accumulation zones create clear technical levels for XRP price analysis.
The $2.81 support level proved crucial during recent market stress. Whales defended this level with $5 billion in buying power when broader markets faced selling pressure.
$2.81 is the key support for $XRP, where 1.70 million tokens were accumulated. pic.twitter.com/oYYMcEHeFP
— Ali (@ali_charts) August 16, 2025
XRP bulls successfully held the $2.81 support during geopolitical uncertainty. This defense provided a launching pad for the cryptocurrency’s subsequent recovery.
Institutional Money Continues XRP Accumulation
Recent whale movements show sustained institutional interest in XRP. After purchasing $1 billion worth of tokens, large holders added another 120 million coins within days.
This accumulation pattern indicates confidence in XRP’s price structure. Institutional buyers typically spread purchases over time to minimize market impact.
The concentration of whale holdings creates defined trading ranges. Support at $3.13 and resistance at $3.26 now frame XRP’s immediate price action.
Supply analysis reveals thin holdings above $3.26. Only 2.9 million tokens exist in the $3.57-$3.58 range, creating potential for rapid price appreciation.
XRP Price Prediction
XRP trading metrics present a mixed picture for short-term price action. Volume declined 44% while open interest dropped 82% according to derivatives platforms.

Lower open interest typically reflects reduced speculative activity. This can create more stable price conditions but may limit explosive moves.
XRP price currently trades approximately 15% below its July peak of $3.67. The cryptocurrency has consolidated after strong early summer performance.
Despite recent weakness, XRP maintains strong yearly performance. The token gained over 50% this year, outpacing Bitcoin’s returns during the same period.
Last year delivered exceptional results with gains exceeding 237%. This performance context frames current consolidation as normal profit-taking.
Technical analysts target $3.90 as the next major resistance level. This price would establish a new all-time high for the cryptocurrency.
The path to $3.90 requires breaking the $3.26 resistance first. Success at this level could trigger momentum buying as supply zones thin out.
XRP’s immediate future depends on maintaining whale support levels. The $3.13 and $2.81 zones represent critical defense points for continued bullish structure.
Current whale positioning suggests institutional confidence in these support levels. Large holders continue adding to positions despite market uncertainty.