Key Highlights
- Revolut’s valuation hit $115 billion following a secondary employee share transaction valued at $2,017 per share
- This marks a 53% increase from the $75 billion valuation established in late 2025 and represents more than double the $45 billion valuation from 2024
- The fintech platform generated $6 billion in total revenue alongside $2.3 billion in pre-tax earnings for 2025
- The digital banking platform now supports more than 75 million users across the globe
- The company secured a complete UK banking license, obtained MiCA regulatory approval for crypto operations, and submitted an application for US banking authorization
Revolut has achieved a stunning $115 billion valuation following an internal employee share transaction, establishing itself as the most valuable private enterprise in Europe. The share sale was executed at $2,017 per unit, enabling employees and current investors to liquidate their holdings. This transaction involved no fresh capital injection into the company.
This latest valuation represents a remarkable 53% surge compared to the $75 billion price tag from November 2025 and more than doubles the $45 billion assessment recorded in 2024. Specific transaction volume details remain undisclosed.
According to The Wall Street Journal’s reporting, the $115 billion figure positions Revolut above Barclays, which held approximately $95 billion in market capitalization at that moment. However, this comparison carries inherent limitations, as Revolut’s valuation stems from private market activity rather than public market trading.
Impressive 2025 Financial Performance Justifies Elevated Valuation
Revolut delivered $6 billion in total revenue throughout 2025, representing a 46% year-over-year increase. Pre-tax earnings climbed 57% to reach $2.3 billion. After-tax profit landed at $1.7 billion, demonstrating a healthy 38% pre-tax margin.
User acquisition maintained strong momentum as well. Revolut concluded 2025 with 68.3 million retail users after onboarding 16 million new customers throughout the year. Current figures on the company’s website indicate the platform now supports over 75 million customers globally. Total payment volume surged 65% to $1.7 trillion.
Eleven distinct product categories each produced at least $135 million in yearly revenue. The wealth management division, encompassing cryptocurrency services, increased 31% to $876 million.
CEO Nik Storonsky stated in March: “We have only just begun to show what is possible.”
Cryptocurrency Authorization and Banking Credentials Drive International Expansion
Revolut enables users to exchange more than 200 cryptocurrency tokens via its primary application and operates Revolut X, a dedicated crypto trading platform. In October 2025, the company obtained a MiCA license in Cyprus, granting regulatory clearance for cryptocurrency operations throughout the European Union.
Most recently, Dubai’s Virtual Assets Regulatory Authority granted Revolut preliminary approval to provide crypto trading services in the United Arab Emirates. Final regulatory authorization remains outstanding.
Regarding traditional banking, Revolut obtained comprehensive UK banking authorization in March 2026. This regulatory milestone unlocked opportunities for deposit accounts, credit products, and lending services in its primary market.
The fintech firm additionally submitted an application for a US national banking charter with the Office of the Comptroller of the Currency in March. Upon approval, Revolut intends to introduce stablecoins, multi-currency banking accounts, equity trading, and cryptocurrency services to American consumers.
Storonsky has publicly stated that Revolut has no intentions to pursue a public listing before 2028. Industry reports have suggested a potential IPO could target valuations approaching $200 billion, although no official timeline or pricing has been established.
The $115 billion secondary transaction represents the most recent private market valuation for the company as it pursues aggressive expansion throughout both traditional banking and cryptocurrency markets.
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