Key Highlights
- Cryptocurrency trading on Moomoo U.S. now includes Texas, bringing the total to five states with access to 32 digital currencies and commission-free trading
- A new Direct Crypto Deposit & Withdraw feature enables seamless asset movement between Web3 wallets and Moomoo accounts
- API Skills functionality now allows users to integrate custom AI agents for developing personalized investment approaches
- Platform leadership reports retail traders are adopting more sophisticated methods, including options strategies and diversified AI sector investments
- The platform became the first U.S. brokerage providing retail access to Figure Technology Solutions’ blockchain-native equity shares
Moomoo U.S. has broadened its cryptocurrency offerings to include Texas while introducing a direct transfer capability for digital assets, reinforcing its strategy to create an integrated platform serving both conventional and digital investment needs.
Traders in Texas now have access to 32 different cryptocurrencies through Moomoo without paying commissions, with transaction fees starting at just 0.49%. The platform currently operates in California, New Jersey, Pennsylvania, Texas, and other jurisdictions.
The newly introduced Direct Crypto Deposit & Withdraw capability enables users to transfer supported digital currencies between external Web3 wallets and their Moomoo trading accounts. After transfer completion, cryptocurrencies can be exchanged for fiat currency and utilized throughout the platform’s various investment products.
Moomoo maintains compatibility with numerous prominent wallets and exchanges while providing access to over 50 different cryptocurrencies for U.S. customers, including recent additions like MON and BNB.
Celebrating the Texas expansion, Moomoo has initiated a time-limited incentive program. First-time crypto traders can receive $10 in Bitcoin after executing an initial trade exceeding $1,000, an additional $15 upon completing three trades totaling $3,000, and $35 more when achieving $10,000 in cumulative trading activity.
Artificial Intelligence Integration and Evolving Trading Patterns
On the innovation front, Moomoo recently introduced API Skills. This capability enables users to link their proprietary AI agents to Moomoo’s platform infrastructure and convert conversational investment concepts into actionable strategies.
Neil McDonald, CEO of Moomoo U.S., emphasized the technology’s supportive role rather than replacement function. “It provides them with better ways to monitor markets, evaluate opportunities, test ideas and build workflows that reflect their own objectives and risk tolerance,” he said.
McDonald noted that the platform’s 30 million retail users are increasingly focused on macroeconomic variables including interest rates, inflation trends, and geopolitical developments. Options trading volume experienced significant growth throughout 2025 and has maintained upward momentum into 2026, with participants implementing covered strategies, protective puts, spreads, and complex multi-leg arrangements.
He further observed that retail enthusiasm for AI-related opportunities has expanded beyond major technology corporations to encompass semiconductors, data center infrastructure, cybersecurity solutions, and productivity software.
Blockchain Technology and Asset Tokenization
Albi Mema, Director of Crypto Operations at Moomoo U.S., explained that tokenization’s immediate advantages primarily benefit institutional players through accelerated settlement processes and streamlined issuance procedures. The broader retail implications, he suggested, will materialize subsequently.
Moomoo achieved a milestone as the first U.S. brokerage offering retail investors participation in Figure Technology Solutions’ blockchain-native share issuance, representing the inaugural SEC-registered public equity distributed in blockchain-native format.
Mema emphasized Moomoo’s commitment to retail investor inclusion during infrastructure transformation. “Our role is to make sure retail investors are not left out as market infrastructure evolves,” he said.
Both executives challenged conventional wisdom suggesting retail investors react emotionally during market turbulence. McDonald observed that many utilize volatile conditions to reevaluate their holdings and identify new prospects. Mema contended that outdated perceptions of retail investors merely following sensational news “is too simplistic.”
The organization confirmed intentions to continue expanding cryptocurrency features and geographic reach throughout the United States in coming months.
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